Greetings! I have had opportunity to visit with several of our area lenders over the last couple of days and I would like to take a moment to summarize some of the things I have both read and heard. What I have been told - and supported with what I have reviewed - is that interest rates continue to fluctuate almost daily but are probably at the bottom of the range right now and are remaining very attractive with 15-year money at 4.75 and 30-year money settling around 5.5. The opinion of many people - based on my conversations and readings - is that rates are not likely to drop much beyond their present levels - if at all - and it might be a good time to consider locking in if that is in keeping with your plans. As always, your mileage may vary.
That reminds me, I was speaking with a lawyer-friend of mine the other day and he suggested I include a disclaimer with anything I might state in this blog that could be construed as 'advice'.
Here it is:
FINAL DISCLAIMER on the contents of My REAL Blog
The statements expressed herein do not reflect the thoughts or opinions of either myself, my company, my friends, or my donkeys: don't quote me on that; don't quote me on anything; this disclaimer is subject to change without notice; text is slightly enlarged to show detail; resemblance to actual persons, living or dead, is unintentional and coincidental; dry clean only; do not bend, fold, or mutilate; anchovies or jalapenos added to this disclaimer upon request; your mileage may vary; no substitutions are allowed; for a limited time only while supplies last; offer void where prohibited; this disclaimer is provided "as is" without any warranties expressed or implied; Do not remove this tag under penalty of law; Confined Space - Do Not Enter; user assumes full liabilities; not liable for damages due to use or misuse; equal opportunity disclaimer; no shoes, no shirt, no blogging; caveat emptor; read at your own risk; this disclaimer may contain material some readers find objectionable; parental advisory: explicit lyrics; keep away from pets and small children; limit one-per-family please; no money down; no purchase necessary; ask us about our non-guns-trade-in plan; you need not be present to win; some assembly required; batteries not included; action figures sold separately; this disclaimer was packed full, contents may have settled during transmitting; sanitized and sealed for your protection; do not read if safety seal is broken; do not read while operating a motor vehicle or heavy equipment; safety reading goggles may be required during use; call before you use this disclaimer; use only with proper ventilation; for external use only; if a swelling, redness, rash, or irritation develops, discontinue reading; do not place near a flammable or magnetic source; keep away from open flames; avoid inhaling fumes or contact with nasal membranes; disclaimer contents under pressure, may explode if incinerated (joke – really); smoking this disclaimer may be hazardous to your health; the best safeguard, second only to abstinence, is the use of this disclaimer; text is made from 100% recycled electrons and magnetic particles; no electrons were injured in preparing this disclaimer; no animals were used to test this disclaimer; no salt, MSG, preservatives, artificial colour or flavour added; if ingested, do not induce vomiting, if symptoms persist, consult a medicinal blogger; possible penalties for early withdrawal; one size fits all; this disclaimer is valid only at participating blog sites; slightly higher north of Brisbane; allow four to six weeks for delivery; if defects are found, do not try to fix them yourself, but return to an authorized disclaimer writer; please remain seated until the disclaimer has come to a complete stop; reading in the mirror may be more complicated than it appears; this disclaimer does not cover hurricanes, floods, earthquakes, and other Acts of God, sonic boom vibrations, electromagnetic radiation from nuclear blasts, unauthorized repair, improper installation, misuse, typos, misspelled words, missing or altered signatures, and incidents owing to computer or disk failure, accidental file deletions, or milk coming out of your nose due to laughing while drinking; other restrictions may apply; in the event a disclaimer should be found necessary for this disclaimer, this disclaimer shall serve as the official disclaimer disclaiming anything that may necessitate a disclaimer thereby disclaiming any claimable act and declaring as disclaimable any allegation stemming from claims made by the original or any subsequent author of this disclaimer.
I think that should about cover it. Until next time - stay safe.
Jon
http://www.fergusfallsproperties.com/
http://www.searchfergusfalls.com/
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